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Cancellation rights don’t apply to tax-free cash withdrawals
HMRC and FCA confirm: cancellation rights don’t apply to PCLS/UFPLS. Once withdrawn, tax effects and allowances used are irreversible.
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Long-term stochastic credit modelling for Matching Adjustment portfolios
A practical briefing which quantifies how often MA portfolios earn the Matching Adjustment across ratings, terms and strategies.
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BW cements growth ambitions in Scotland with move to Cadworks
We have officially relocated our Glasgow office, further strengthening our strategic growth ambitions in Scotland.
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Perspectives from Employers on the Costs and Issues Associated with Covering GLP-1 Agonists for Weight Loss
While more large employers are covering GLP-1 drugs for weight loss, KFF’s conversations with employers highlight concerns about the cost of these medications. Many of [Read More…]
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The Semi-Sad Prospects for Controlling Employer Health Care Costs
In a commentary on KFF’s 27th employer health benefits survey, President and CEO Dr. Drew Altman discusses the obstacles employers face trying to control their [Read More…]
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2025 Employer Health Benefits Survey
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, worker contributions, cost-sharing provisions, offer rates, and more. [Read More…]
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Explaining Individual Coverage Health Reimbursement Arrangements (ICHRAs)
This policy explainer describes what Individual Coverage Health Reimbursement Arrangements (ICHRAs) are and how do they differ from typical employer-sponsored health care plans.
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Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2025
Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and non-federal public employers with three or more [Read More…]
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Sustainability in bulk annuities
Bulk annuities are growing fast. We outline why sustainability counts, what A4S/BASS add, and how our ratings help with insurer selection and stewardship.
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Examining Short-Term Limited-Duration Health Plans on the Eve of ACA Marketplace Open Enrollment
As Marketplace Open Enrollment nears, policy changes could leave millions of people facing substantially higher premiums and coverage loss, which could lead more consumers to [Read More…]
